The Official Website of the South Carolina State Housing Finance & Development Authority

Follow us on Facebook: @SCStateHousing Follow SCStateHousing  on Twitter

Fair Housing Fair Housing Violence Against Women Act
Click Here for more information on USDOJ and Violence Against Women

South Carolina`s Front Door

Join Our Email List
For Email Marketing you can trust.

Home Buyers

Home Buyers

Competitive interest rates along with down payment assistance*

South Carolina State Housing Finance and Development Authority First-Time Home Buyer Mortgage Loan Program assists low-to-moderate income S.C. families and individuals by offering a competitive market fixed interest rate mortgage loan. SC Housing also offers down payment assistance based on availability, which may be used toward down payment and closing costs. Applying for the Mortgage Loan Program is simple; contact one of our Participating Lending Partners by selecting the tab from the list at the right side of the screen. You may also select the South Carolina State Housing Finance and Development Authority Loan Program tab to learn more about each feature available. 

Refinancing is unavailable through the SC Housing Loan Program.

We value your input and comments. Please contact us at:

Telephone: (803) 896-2211

*Down payment assistance loan amounts are subject to change. Check with a Participating Lender for details.


Homeownership Made Simple Brochure - A copy of the SC Housing Homeownership Program brochure with fillable fields to enter your organization's information.