The Official Website of the South Carolina State Housing Finance & Development Authority

Homeownership Retention

A loss of income, unexpected medical expenses, or other life-altering occurrences can happen to anyone, and cause them to have difficulty making their mortgage payments.

If you think that your next mortgage payment might be late, or if you are already behind with your payments, the most important thing you can do to help prevent foreclosure is contact your Lender immediately.

If SC State Housing is your Lender, please call us at (803) 896-9521 or toll free at (800) 476-0412. We want to work with you to explore all options and alternatives to foreclosure. Never assume that your situation is hopeless and disregard the letters and calls from SC State Housing.

In order to work with you to solve the delinquency, we must hear from you! Ignoring the problem will not make it go away, it will only make it more difficult and costly to resolve. Foreclosure is the last outcome that any Lender wants. But, they need your cooperation to pursue alternatives to foreclosure. Call today. We are here to help!

Click on the links below for additional foreclosure prevention information.


For information on SC Mortgage Help, please visit www.scmortgagehelp.com. For SC State Housing borrowers, please visit www.scmortgagehelp.net to apply for assistance.