Other Details
Paying Property Taxes
Because your mortgage includes a tax escrow account, your property taxes will be paid from that account. If you receive a real estate tax bill, write your loan number on the bill and send it to:
SC State Housing
Attn: Mortgage Servicing Department
300-C Outlet Pointe Boulevard
Columbia, SC 29210
SC State Housing will not be responsible for your loss of discount or penalties if your bill is not mailed to us in a timely manner.
Paying Homeowner’s Insurance Premiums
Your homeowner’s insurance premiums will also be paid from your escrow account. If you receive a premium notice for your insurance, write your loan number on the bill and send it immediately to the address listed above.
IRS 1098 Year-End Statements
Prior to January 31 of each year, SC State Housing will send you a year-end statement for Internal Revenue Service (IRS) reporting. If your loan has been transferred to SC State Housing in the last year, you may receive two mortgage record statements at the end of the year; one statement from your previous servicer for the portion of the year your mortgage was in their hands and one from SC State Housing showing all activity on your mortgage from the time of transfer through the end of the year. In some instances, SC State Housing will provide all this information to you.
Equal Housing Opportunity