Foreclosure Prevention/Family Services, Inc. Click here to Register.
2010 Palmetto Affordable Housing Forum – Workshop Previews
Hands on Banking
Kimberly Davis/Sharon McLendon/Mark Rich
Participants in this session will experience this fun, free financial education program and its wealth of resources for working with individuals, families, students and small businesses to help them create a brighter, more secure financial future. The Hands on Banking program offers money essentials everyone can use – the basics of responsible money management. Every participant will receive free program materials.
Foundation of Success: The Basics of the Development Process
Fred Johnson/Karen Jenkins
Are you as effective as you can be in implementing your proposed housing project? How well do you understand housing opportunities and the real estate development process? Your knowledge and understanding limit or enhance your project’s success. Informed project leaders who are well informed and well rounded will have a major competitive advantage in implementing their projects. How do you seize the potential of the rebounding economy – integrating a better understanding into their core functions and taking advantage of the current pressures on the market?
Everything You Always Wanted to Know About Credit
Kathi Snipes/Trudy Boyd
What a lender is looking for with credit when applying for a loan.
South Carolina Landlord-Tenant Law: A Look at Critical Issues
Clanitra L. Stewart, Esq.
This session is an overview of critical aspects of the South Carolina Residential Landlord-Tenant Act, including detailed discussion of the rights and responsibilities of tenants and landlords. The session will also cover recent federal law changes that protect the rights of tenants living in properties that are in foreclosure.
Federal Home Loan Bank of Atlanta: Your Partner in Affordable Housing and Economic Development
ShaDonte Dozier
The workshop will provide an overview of the array of affordable housing products and services available to support our members and community partners.
South Carolina Housing Trust Fund Update
Matt Rivers
Hear what’s going on with the State Housing Trust Fund and come prepared to discuss implementation ideas for the National Housing Trust Fund.
Homeownership Opportunities through SC State Housing Finance & Development Authority
Claude Spurlock/Marcia Padgett
Learn about homeownership opportunities available through the South Carolina State Housing Finance & Development Authority for first time home buyers, single parents, and individuals with disabilities. Find out what the actual definition is of a South Carolina State Housing First-time homebuyer…it may not be what you think.
Gateway to Homeownership: Part I, II and III
Claude Spurlock
4 hours of elective credit hours for Realtor Continuing Education
Learn about South Carolina State Housing Finance & Development Authority’s operations and first time home buyer programs. See how easy it is to become a partner with other housing agencies and much more. Completing this course will also qualify you to be a South State Housing Certified Real Estate Agent. This is a special three part series. Participants must attend all three sessions to receive continuing education credits.
HUD Section 8 Housing Choice Voucher Program Update
Ron Phillips
This session offers an update of HUD’s Housing Choice Voucher Program including the Final Rule, “Refinement of Income and Rent Determination Requirements in Public and Assisted Housing Program” effective January 31, 2010. Participants will have the opportunity to discuss program-related issues with representatives from the South Carolina State Housing Finance and Development Authority.
Compliance Monitoring and the Impact of H.R. 3221 Legislation
Dennis Cokley/Laura Tanner
The SC State Housing’s Compliance Monitoring Department monitors developments that receive Low Income Housing Tax Credits (LIHTC), State HOME funds, Housing Trust Funds (HTF), and Tax-Exempt Bonds. This session will discuss the impact of H.R. 3221 legislation on the affordable housing community, with specific interest on Low Income Housing Tax Credit Compliance.
Brenda Johnson
The Contract Administration Program is responsible for the administration of much of HUD’s South Carolina portfolio. Contract Administrators work on behalf of HUD with owners and management agents who provide HUD subsidized apartments in privately owned complexes. Participants in this session will gain an overview of information on Enterprise Income Verification (EIV), Violence Against Women Act (VAWA), Emergency Contact, Students and other HUD policies and procedures. Join us to get the most up to date information and answers to your questions.
SCHousingSearch.com - A FREE Place to List and Locate Rental Housing in South Carolina
Nina Fedele/Crystal Kirby
Join staff from the nonprofit Socialserve.com for a demonstration of SCHousingSearch.com, a comprehensive, FREE housing locator for the state of South Carolina. Learn about benefits to tenants and agencies and how property providers register and use free accounts to list their properties. A discussion of customer service will outline the extensive assistance and support offered by a toll-free call center. Enjoy a demonstration of valuable services that are free to public housing authorities, such as vacancy listings management, a fully free rent comp/rent reasonableness tool, and a utility allowance calculator. Questions will be fielded throughout the presentation.
USDA - Rural Development Single Family Homeownership Guaranteed Program
George Randolph
The USDA Rural Development Single Family Guarantee Home Program provides loan guarantees to banks and other approved private lenders who assist eligible applicants in buying a home. In this time of mortgage unrest this exciting program increased lending to moderate income families in South Carolina over the last 12 months by 330 percent. Come and learn how to become an approved lender and how you as a customer can qualify for a program that requires no money down, no private mortgage insurance and has a lower credit score requirement.
USDA - Rural Development Multifamily Programs
Larry Floyd
A description of USDA Rural Development Direct and Guaranteed Loan Programs for the development and operation of Multifamily Housing and grants associated with related programs. Course materials will provide an overview of the funding, application and selection process. USDA Rural Development Multifamily mortgage programs will be described along with a discussion as to how they may be used as a credit enhancement for developing affordable housing.
USDA - Rural Development Single Family Programs
Bert Koon
A description of USDA Rural Development Single Family Direct Home Ownership Loan Programs. Course materials will provide an overview of the application and eligibility process. USDA Rural Development Single Family mortgage programs will be described along with a discussion as to how they may be used for South Carolinians to build wealth and become successful homeowners.
Dealing with Debt: The Rules of the Road
Carri Lybarker
Consumers often need to deal with current debt before they can reach the final goal of purchasing a home. This session will offer information about the laws surrounding debt management, debt settlement, and debt collection with a sidebar on the 2009 Credit Cardholders’ Bill of Rights.
Good Consumer Practice
Donna DeMichael
This workshop will explore the ways consumers can protect themselves in today’s marketplace and keep their credit rating in good standing with a special emphasis on the components of a consumer’s credit score and how to read a credit report.
Financial Identity Fraud and Identity Theft Protection Act
Carri Lybarker
South Carolina now had one of the most consumer friendly identity theft laws in the country. The Act covers everything from credit repair, "freezing" your report to prevent id theft and places restrictions on businesses and government agencies. We will look at this law and the protections Federal laws give in the areas of credit repair and id theft.
Mortgage Products and Fraud in South Carolina
Charles Knight
Mortgage products, the risks and benefits, will be explored as well as fraud associated with the mortgage process. Learn how to protect yourself and others.
Mortgage Fraud: Avoiding It On the Front and Back Ends
Panel Discussion moderated by Charles Knight
Due to aggressive efforts in recent years by local, state, and federal government, mortgage fraud in South Carolina has declined. It is still, however, a major concern for potential and current homeowners. This panel discussion will feature experts in the industry and will describe the types of fraud associated with purchasing a home and the types of fraud involved in foreclosure cases. Tips for prevention and identification of mortgage fraud will help you avoid becoming a victim.
HUD Affordable Housing Products 202 Elderly/811 Disabled
Glenda Fesperman
An overview and description of HUD’s Multifamily Grant Program for the development and operation of affordable housing with emphasis on the 202 Elderly/811 Disabled Programs available to eligible non-profit sponsors.
Basic Principles of Fair Housing/Housing Discrimination
Pat Green
This session will provide you with a thorough understanding of Fair Housing Laws and Equal Rights.
FHA Update, Loss Mitigation and Housing Counseling
Bill Snelling
FHA volume trends in South Carolina in 2009 will be analyzed. New changes in the FHA program will be covered in detail. HUD’s Loss Mitigation initiatives with FHA loans and the Making Home Affordable program will be addressed. A housing counseling update of activities in SC will be presented and with a discussion of the counseling approval process.
Changes Affecting Your Next Rental Development
Jonathon Gross
This will be a discussion that includes: 1) a LIHTC market update; 2) effects of the stimulus bills; 3) use of HUD and FHA programs for both market rate and affordable housing; 4) going green in affordable housing; and combing energy tax credits with LIHTC projects.
Social Media: It's More Than What You Think
Moderator: Dr. Curtis Rogers, SC State Library
You’ve heard of YouTube, Facebook, and Twitter, but what other networking applications are out there and could they be right for you? A panel of social media users will guide you through new technology that can help agencies and organizations with limited resources operate more efficiently and effectively.
SunTrust Mortgage Loss Mitigation
Katie King
Come learn about the important roles of housing counselors; mortgage companies and mortgage servicers; home retention solutions and tools; working with our mortgage company’s retention team; and creating and sustaining long-term successful relationships between counseling.
Using FHA Insured Loans to Develop Rental Housing
Wayne Wells
An overview of FHA's Multifamily Loan Programs as compared to other financing alternatives.
Going Green (Energy Efficient)
Jim Chaplin/Jack Suber/Joe Gilmore
Going Green: It starts with me! Come learn how to make homes energy efficient and more green.
How Community Land Trusts Help Affordable Housing in South Carolina
Cliff Rudd
What Community Land Trusts (CLT) are in layman's terms and how they can help Affordable Housing in South Carolina. Come learn why South Carolina needs a CLT Enabling Act.
USDA Rural Development Community Facilities Program
Jesse Risher
Learn how USDA Rural Development Community Facility programs provide grants, loans and loan guarantees to public entities, nonprofit organizations, and tribal governments to develop essential community facilities involving healthcare, public safety and public service in rural areas and towns in South Carolina.
Debbie Kidd/Carolyn Lecque
Come learn methods to prevent foreclosure in your communities. Free help is available to South Carolina residents behind on their mortgages or facing foreclosure.
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HOME Application Workshops - NEW to the Palmetto Affordable Housing Forum
HOME Investment Partnerships Program Workshop for 2010
(Rental portion) on Wednesday, February 17th
2 sessions (Homeownership portion) on Thursday, February 18th
Any person or organization that is interested in participating in the Spring 2010 application cycle should attend. This session will provide you with the most updated and current information regarding the 2010 HOME program as well as provide the HOME applications.
Wednesday, February 17; 10:30 am – 11:45 am and 2:00 pm – 3:15 pm
10:30 am – 11:45 am; 2010 HOME Investment Partnerships Workshop – Rental Application Part 1
Presentations: HOME Staff
Any person or organizations that is interested in participating in the Spring 2010 HOME application cycle for Rental Housing Projects should attend (seating is limited). This session is Part 1 of a 2 Part session that will provide organizations with the technical assistance in completing the Rental HOME Application for the 2010 cycle (HOME Applications will be provided). Part 1 will cover the details of who is eligible to participate, funding available, minimum threshold requirements, rating and ranking.
2:00 pm – 3:15 pm; 2010 HOME Investment Partnerships Workshop – Rental Application Part 2
Presentations: HOME Staff
Any person or organizations that is interested in participating in the Spring 2010 HOME application cycle for Rental Housing.
9:00 am – 10:15 am; 2010 HOME Investment Partnerships Workshop – Homeownership Application Part 1
Projects should attend (seating is limited). This session is Part 2 of a 2 Part session that will provide organizations with the technical assistance in completing the Rental HOME Application for the 2010 cycle (HOME Applications will be provided). Part 2 will cover the details of completing the application as is correlates to the regulatory, construction and underwriting requirements.
Thursday, February 18, 9:00 am – 10:15 am and 10:30 am – 11:45 am
Presentations: HOME Staff
Any person or organizations that is interested in participating in the Spring 2010 HOME application cycle for Homeownership Housing Projects should attend (seating is limited). This session is Part 1 of a 2 Part session that will provide organizations with the technical assistance in completing the Homeownership Application for the 2010 cycle (HOME Applications will be provided). Part 1 will cover the details of who is eligible to participate, funding available, minimum threshold requirements, rating and ranking.
10:30 am – 11:45am; 2010 HOME Investment Partnerships Workshop – Homeownership Application Part 2
Presentations: HOME Staff
Any person or organizations that is interested in participating in the Spring 2010 HOME application cycle for Rental Housing Projects should attend (seating is limited). This session is Part 2 of a 2 Part session that will provide organizations with the technical assistance in completing the Homeownership Application for the 2010 cycle (HOME Applications will be provided). Part 2 will cover the details of completing the application as is correlates to the regulatory, and construction requirements.
Click here for Location and Accommodations.
Equal Housing Opportunity