Individual or Family Disability Program
The first-time home buyer requirement is waived for all individuals or families with disabilities. The applicant cannot own a principal residence at the time of closing on their new home.
The borrower must be 100% permanently disabled or handicapped as determined by Social Security Disability Income (SSDI), Social Security Income (SSI) or be a custodial parent or legal guardian of at least one dependent (regardless of age) who is 100% permanently disabled or handicapped as determined by SSDI/SSI. (Appropriate Documentation Required)
Interest Rate and Down Payment Assistance for Individuals or Families with Disabilities
Click on the Category for more information.
Category I
Those disability program applicants having total household income qualifying for Category I interest rates will receive the Category III interest rate. A Repayable Down Payment Assistance Loan is available for this option. See Category I for income requirements and sales price limits.