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The South Carolina State Housing Finance and Development Authority (SC Housing) is excited to announce our 2017 PALMETTO HEROES PROGRAM. The Heroes selected for the 2017 initiative are:

• Law Enforcement Officers
• Correctional Officers
• Teachers
• Nurses and Certified Nursing Assistants
• Firefighters
• Veterans
• Emergency Medical Services Personnel
• And SC National Guard (Active members; Army or Air and SC State Guard.)

3.5% Interest Rate
Up to $6,000 in down payment assistance

Borrower(s) must meet SC Housing’s First-Time Homebuyer requirements. The program features a reduced mortgage interest rate and down payment assistance is available. Funding will be limited to $10 million. Loans are available on a first-come first-served basis, and borrowers must have an accepted sales contract on a home prior to reserving funds. All SC Housing loan policies and procedures will be in effect for this program. See our program guides and manual for specific loan details.

Police Officers – Borrower must be a full-time police officer with state or local government agency including correctional officers with the South Carolina State Department of Corrections.
Fire Fighters and EMS - Borrower must be a full-time or volunteer fire fighter or EMS with a state or local government agency.  EMS may be employed by a company contracted by the county/city to provide EMS services.
Teachers - Borrower must have a South Carolina Teacher Certification and must be employed as a classroom teacher or have a contract to begin teaching and to receive a paycheck within 60 days of closing on the home.
Nurses - Borrower must have a Nursing Degree and be employed as a nurse in a hospital, doctor’s office, school or other medical facility.
Veterans – Borrower must be a person who has served in the active military, naval or air service (full time duty in the Armed Forces, other than active duty for training) who was discharged or released under conditions other than dishonorable discharge.
National Guard– Active duty members of the South Carolina National Guard, any branch including SC State Guard.

Down Payment Assistance: Qualifying borrowers can receive up to $6,000 on any qualifying home purchase. See our website or contact a lender for details.

For complete information see: