First-Time Home Buyers in Targeted Counties
Abbeville ~ Allendale ~ Bamberg ~ Barnwell ~ Beaufort ~ Berkley ~ Calhoun ~ Cherokee ~ Chester ~ Chesterfield ~ Clarendon ~ Colleton ~ Darlington ~ Dillon ~ Dorchester ~ Edgefield ~ Fairfield ~ Florence ~ Georgetown ~ Hampton ~ Horry ~ Jasper ~ Kershaw ~ Laurens ~ Lee ~ McCormick ~ Marion ~ Marlboro ~ Newberry ~ Orangeburg ~ Saluda ~ Sumter ~ Union ~ Williamsburg ~ *County Census Division #53, Ravenel Division (Charleston County)
The definition of a home buyer in a targeted county is a borrower who does not own a home at the time of closing their new loan with SC State Housing.
Example: A borrower can close the sale of the home they currently own at 11 a.m. and close on their new South Carolina State Housing Finance and Development Authority loan at 11:30 a.m. the same day.
If you are a first-time home buyer according to our definition, the next step is to check for income qualifications and house price limits. SC State Housing has three options for income, house prices and down payment assistance.
Click on the option below for the charts with maximum income and sales prices.
- Category I for households that make over 80% of the Median Income
- Category II for households that make 50% to 80% of the Median Income
- Category III for households that make less than 50% of the Median Income
Click on the option below for Down Payment Assistance Available.
- Category I Down Payment Assistance
- Category II Down Payment Assistance
- Category III Down Payment Assistance
Equal Housing Opportunity