The Official Website of the South Carolina State Housing Finance & Development Authority

Home Buyers

Home Buyers

Interest rates are 4.5 percent with $5,000 down payment assistance*

South Carolina State Housing Finance and Development Authority First-Time Home Buyer Mortgage Loan Program assists low-to-moderate income S.C. families and individuals by offering a competitive market fixed interest rate mortgage loan. SC Housing also offers down payment assistance based on availability, which may be used toward down payment and closing costs. Applying for the Mortgage Loan Program is simple; contact one of our Participating Lending Partners by selecting the tab from the list at the right side of the screen. You may also select the South Carolina State Housing Finance and Development Authority Loan Program tab to learn more about each feature available. 

Refinancing is unavailable through the SC Housing Loan Program.

We value your input and comments. Please contact us at:

Telephone: (803) 896-9009
E-mail:
mortgage.production@schousing.com

*Down payment assistance mentioned above is effective starting January 4, 2013 and is only applicable on new reservations made after this date.