County First Initiative

County First Initiative

Why choose a County First mortgage?

SC Housing believes that every citizen in South Carolina deserves the opportunity to own their own home.

County First is a rural initiative designed to provide potential homebuyers in underserved communities with additional resources when local economic conditions make homeownership difficult. Funding is available for both first-time or move-up borrowers. The program includes up to $8,500 forgivable down payment assistance and special fixed rate financing. Borrowers can choose FHA, Conventional, USDA or VA financing.

Do I Qualify?

County First funding is available to homebuyers in the following counties: Abbeville, Allendale, Bamberg, Barnwell, Calhoun, Chester, Chesterfield, Clarendon, Colleton, Dillon, Edgefield, Fairfield, Georgetown, Hampton, Jasper, Lancaster, Lee, Marion, Marlboro, McCormick, Newberry, Saluda, Union or Williamsburg. The program requirements are the same as our Homebuyer Program for income and home price limits. Properties that can be financed include single-family residences, condominiums, townhomes and modular homes.

For more information:

For additional prequalification information, contact one of our approved lending partners.