Palmetto Home Advantage

Palmetto Home Advantage

Why choose a Palmetto Home Advantage mortgage?

Palmetto Home Advantage offers Conventional, FHA, VA and USDA loan options for first-time, move-up and repeat buyers with no first-time home buyer requirements for new and existing homes across all 46 counties in South Carolina. All program options require a minimum 640 credit score, have no sales price limits and follow all applicable insurer guidelines with a borrower income limit of $127,200.   Income limit is not dependent on family size and is not based on total household income.  

The program offers forgivable down payment assistance of 0%, 3%, or 4% of the loan amount with a $0.00 monthly payment.   

Conventional financing options up to 97% Loan to Value on one-unit properties and up to 95% Loan to Value on two – unit properties with no sales price limits and follows all applicable insurer guidelines for Fannie Mae's  HFA Preferred and Freddie Mac's HFA Advantage programs.

For additional information and to see if you qualify, contact one of our approved lending partners.

For more information:

For full details, please read our Palmetto Home Advantage Program Handout.

Are you a lender interested in the Palmetto Home Advantage program?

Please visit Lakeview Loan Servicing's website at, if you’re a lender looking to learn more about how the Palmetto Home Advantage program can help your customers.