As we gather to celebrate the Thanksgiving season with friends and loved ones — to express our gratitude to and for each other — we also pause to remember those in our community who are without food and shelter, or a safe, decent, and affordable place to call home. We see glimpses of needs all around us and opportunities to serve. However, it is at this time that our gratitude for the things we take for granted — like having a place to call home— calls us to a higher level of service and our humanity drives us to action!
You see, housing is more than just shelter; it builds hope and creates a pathway where families can improve their quality of life. It is the cornerstone of a stable, healthy, and prosperous life, and the building block for thriving communities. Housing is also about access to opportunities that play a pivotal role in reducing inequalities and enhancing social mobility. When housing is affordable, individuals and families have available resources for other essential needs like education, healthcare, and savings for the future.
By promoting affordable housing, we are supporting the dreams and aspirations of countless people in our state—from those who are purchasing their first home to those who have finally secured stable housing and can share a meal around their own table.
Having decent housing benefits everyone! It creates a sense of belonging and contributes to stronger, more vibrant neighborhoods. It also improves the overall wellbeing of families, and helps the most vulnerable among us, such as the 12,000 school-aged children in our state who move from house to house or are living in hotels, motels, cars and other temporary locations while trying to attend school and learn (2022 SCICH State of Homelessness Report ).
As we reflect on the spirit of the season, may each of us commit to do our part to make a positive impact on housing needs in our community so that all South Carolinians can enjoy the benefits of coming to that place they can truly call “home,” not just for a season, but each and every day!
SC Housing offers a number of programs and services. You can learn more about how we are helping families in the state by visiting our website at SC Housing. You can also download a copy of ouragency brochureto share with others in your community.
SC Housing celebrates upstate ribbon cutting and groundbreaking
The early fall was a busy time for SC Housing in the upstate of South Carolina, as the agency took part in both a new facility ribbon cutting and a project groundbreaking.
On Oct. 25, SC Housing Board of Commissioners Chairman Todd Latiff wielded the giant scissors and cut the ceremonial ribbon at Gentry Place Apartments, a sixty-unit complex in Pickens.
On Nov. 1, SC Housing Commissioner Charles E. Gardner took part in a groundbreaking ceremony for the soon-to-come Riley at Overbrook in Greenville.
Both projects were made possible by use of South Carolina's Low-Income Housing Tax Credit, led by the SC Housing development team.
Buying at home? Looking? View SC Housing's mortgage options
SC Housing introduces new lower-interest rate mortgage option
Homeownership is one of the cornerstones of the American dream and SC Housing is doing its part to make that dream a reality for South Carolinians with a new Reduced Interest Rate Homebuyer Program.
Participants that take advantage of the lower-interest rate mortgage option – limited to FHA/VA and USDA/RHS first mortgage loans – will be able to obtain a special reduced fixed-rate mortgage when buying their first home – this option does not include down payment assistance (DPA).
The program offers first-time homebuyers a fixed-rate mortgage that was quoted for the first time on Monday, Nov. 20, when the program became available. The current rate is 6.25 percent with zero discount points (lenders may charge up to a one-point origination fee).
Click here to view SC Housing's homeownership programs.
A great place to work What's it like to work at SC Housing?
Columbia VA Health Care, SC Housing team up to tackle veteran homelessness
SC Housing and the Columbia Veterans’ Affairs Health Care System (VAHCS) have joined forces to make 50 Housing and Urban Development (HUD) Veterans Affairs Supportive Housing (VASH) vouchers available to homeless veterans in Lexington County.
The program will go into effect Dec. 1, 2023, for the fiscal year 2024.These vouchers are a part of a joint effort to combat the surge in homelessness among veterans in Lexington County.
Richard Hutto, SC Housing’s executive director, highlighted the importance of continued collaboration between SC Housing and the Columbia Veterans Affairs Health Care System.
“Uniting to provide veterans with the keys to their new homes symbolizes our unwavering commitment to a brighter future for those who have served our nation,” Hutto said. “Together, with the Columbia VA Health Care System, we’re not just providing housing, but hope.”
Payments submitted after 8:00 PM EST may be posted the next business day. To avoid late charges, the online payment must be complete by 8:00 PM EST on the 16th of the month. To avoid being reported to the Credit Bureau, the online payment must be done by 8:00 PM on the last business day of the month. Payments are not processed on weekends or holidays.
Confirmation Number: The confirmation number you receive at the end of the online payment transaction is confirming you made a payment on the online system not that the payment cleared your bank.
SC Housing will not be responsible for any errors in the information that you provide.
Please have your personal checking or savings account information as well as your SC Housing mortgage information handy because you will need this to complete your online payment.
Terms & Conditions
The Commissioners and staff of the South Carolina State Housing Finance and Development Authority believe that the attached Audited Financial Statements accurately reflect the financial condition of SC Housing as of the dated date.
The financial condition of SC Housing may have changed since the dated date of these statements.
No representation is made or implied by SC Housing that these Statements accurately reflect the financial condition on any date other than the date dated, and SC Housing can give no assurance that material changes in its financial condition have not occurred since such date.
These statements are provided for information purposes only and should not be relied upon in making investment decisions with regard to any bond or other security issued by SC Housing.
Terms & Conditions
This site may contain information that is protected from disclosure by federal and/or state law, or is otherwise privileged or confidential. This site is intended only for use by authorized individuals or entities. If you are not an authorized individual or an employee or agent of SC Housing, you are hereby notified that any access or attempt to access this site is strictly prohibited and violations of applicable federal and/or state law may subject you to civil and/or criminal penalties.